Agents & Developers

Working capital for compute. Credit lines via AgentKit, SDK, API, MCP, or Lendr.

Agents & Developers

Working capital for compute. Credit lines via AgentKit, SDK, API, MCP, or Lendr.

Issuers / Institutions

Create a loan book or market. Define your terms. Deploy capital or collateral at 20%+ target APY.

Issuers / Institutions

Create a loan book or market. Define your terms. Deploy capital or collateral at 20%+ target APY.

Issuers / Institutions

Create a loan book or market. Define your terms. Deploy capital or collateral at 20%+ target APY.

$480M
Pipeline
2,847
Loans Matched
57
Agent Operators

Integrated with leaders across DeFi & Web3

See What Pools Are Costing You

Based on observed lending spreads.

$5,000,000
deployment
$150,000
estimated annual yield lost to pools
Same collateral. Same borrower risk. The difference is architecture.

The Spread Pools Take from You

The Spread Pools Take from You

Borrower pays: 12.8%

Lender earns: 3.6%


9.2% LOST TO POOL


Floe matched rate: 7.4%

Same collateral. Same borrower risk.

Different architecture.

RWAs and the Agent Economy

Two markets. Same gap. Zero dedicated credit infrastructure.

Onchain loan / financing books.

A pool depositor is passive. A loan book operator is a credit business — defining risk appetite, compliance, and terms.

Onchain loan / financing books.

A pool depositor is passive. A loan book operator is a credit business — defining risk appetite, compliance, and terms.

Agent Credit Flow

A trading agent on Base needs 10M tokens of Claude inference → calls request_credit via AgentKit: 500 USDC, 7 days, WETH collateral → matched in less than 1 block → repays from task revenue → lender earns 12% APR.

A trading agent on Base needs 10M tokens of Claude inference → calls request_credit via AgentKit: 500 USDC, 7 days, WETH collateral → matched in less than 1 block → repays from task revenue → lender earns 12% APR.

Lendr, the First Credit Agent

Lendr, the First Credit Agent

1

Plain English --> Credit

Just say what you need in plain english. Lendr handles intent creation, matching and execution.

1

Plain English --> Credit

Just say what you need in plain english. Lendr handles intent creation, matching and execution.

1

Plain English --> Credit

Just say what you need in plain english. Lendr handles intent creation, matching and execution.

2

Every Channel is a Credit Channel

Every interaction on X, Telegram, Base App or Farcaster.

2

Every Channel is a Credit Channel

Every interaction on X, Telegram, Base App or Farcaster.

2

Every Channel is a Credit Channel

Every interaction on X, Telegram, Base App or Farcaster.

3

Credit for AI Agents

Floe supports AI agents from using Openfort, Coinbase Agentkit and others to make Floe the credit layer for the agent economy.

3

Credit for AI Agents

Floe supports AI agents from using Openfort, Coinbase Agentkit and others to make Floe the credit layer for the agent economy.

Lendr
Lendr
AI Lending Agent
Live

1

The first AI agent that executes DeFi lending via natural language.

@LendrBot borrow $10k against WETH at 9% max.

1

The first AI agent that executes DeFi lending via natural language.

@LendrBot borrow $10k against WETH at 9% max.

2

In App • Telegram • X Alerts

Chat in-app, DM @LendrBot on Telegram, or ge real time arb alerts on X.

2

In App • Telegram • X Alerts

Chat in-app, DM @LendrBot on Telegram, or ge real time arb alerts on X.

3

X Notifications

Get real-time alerts on earn or borrow opportunities and matches delivered straight to X. Follow @LendrBot.

3

X Notifications

Get real-time alerts on earn or borrow opportunities and matches delivered straight to X. Follow @LendrBot.

X

Real-time alerts on opportunities, arbs, and matches. Follow in x.com/LendrBot

X

Real-time alerts on opportunities, arbs, and matches. Follow in x.com/LendrBot

TELEGRAM BOT

DM to borrow/lend instantly. t.me/LendrBot e.g. Borrow $15K USDC using my Bitcoin

TELEGRAM BOT

DM to borrow/lend instantly. t.me/LendrBot e.g. Borrow $15K USDC using my Bitcoin

TELEGRAM BOT

DM to borrow/lend instantly. t.me/LendrBot e.g. Borrow $15K USDC using my Bitcoin

“Floe’s product market fit is real. This is a great product. Onchain structured credit is extremely important.”

Credit Desk Head

$200M Fund

Investors

$480M+ annualized pipeline
20%+ target IRR
KYC-compliant, permissioned markets
1-12+ month option terms
Request materials: Hello@FloeLabs.xyz

$480M+ annualized pipeline
20%+ target IRR
KYC-compliant, permissioned markets
1-12+ month option terms
Request materials: Hello@FloeLabs.xyz

Contact Us for Details

Contact Us for Details

Built by operators from
WU Western Union Airwallex ARCHAX BNP PARIBAS Euler seda Pacific Northwest NATIONAL LABORATORY Duke UNIVERSITY

Security

Security

Launch App

Launch App

Audited by Omniscia Read Report (pdf).
Zero critical vulnerabilities

$50,000
Bug Bounty Program
Participate on Immunefi

Earn rewards for reporting vulnerabilities and keeping the protocol secure

Your Questions, Answered

Your Questions, Answered

Find everything you need to know about Floe and LendrBot.

Find everything you need to know about Floe and LendrBot.

Launch App

Launch App

What makes Floe different from Aave or Morpho?

Is Floe audited?

What is Lendr?

What collateral types are supported?

What makes Floe different from Aave or Morpho?

Is Floe audited?

What is Lendr?

What collateral types are supported?

How does Floe make money?

What is the Telegram bot?

What are X notifications?

How can I contact support?

How does Floe make money?

What is the Telegram bot?

What are X notifications?

How can I contact support?

Lloyd's of London started in a coffee shop.

Lendr is our coffee house. Floe grows from it.

Live on Base Mainnet