🌊 Credit,
not pools.
Floe is the first credit DEX. We match borrowers and lenders directly. Fixed rates, fixed terms. No socialized risk. Live on Base.
🔥Pool Lending is Broken
One rate curve for all borrowers. One bad position and everyone pays.
Variable rates swing 100%+. That's not credit. It's a shared risk bucket.
⚡ The order book for lending.
We eliminated the pool. Floe matches borrowers and lenders directly.
⚡ The order book for lending.
We eliminated the pool. Floe matches borrowers and lenders directly.
1
Post your intent.
Specify what you want: asset, rate, term, colalteral. Or just tell Lendr in plain english. No forms, no dashboards.
1
Post your intent.
Specify what you want: asset, rate, term, colalteral. Or just tell Lendr in plain english. No forms, no dashboards.
1
Post your intent.
Specify what you want: asset, rate, term, colalteral. Or just tell Lendr in plain english. No forms, no dashboards.
2
Match.
Browse existing intents and match manually. Or bots algorithmically match compatible intents. Your choice.
2
Match.
Browse existing intents and match manually. Or bots algorithmically match compatible intents. Your choice.
2
Match.
Browse existing intents and match manually. Or bots algorithmically match compatible intents. Your choice.
3
Loan executes, protected positions.
Smart contract escrows collateral and executes loan. Fixed rates, fixed terms. Programmagic margin calls and liquidations protect lenders.
3
Loan executes, protected positions.
Smart contract escrows collateral and executes loan. Fixed rates, fixed terms. Programmagic margin calls and liquidations protect lenders.
3
Loan executes, protected positions.
Smart contract escrows collateral and executes loan. Fixed rates, fixed terms. Programmagic margin calls and liquidations protect lenders.
🤖 Borrow in plain English.
The first AI agent that executes DeFi loans via natural language.
🤖 Borrow in plain English.
The first AI agent that executes DeFi loans via natural language.
1
Natural language --> Executed Loan
No dashboards. No form fields. Just say what you need. Lendr handles intent creation, matching and execution.
1
Natural language --> Executed Loan
No dashboards. No form fields. Just say what you need. Lendr handles intent creation, matching and execution.
1
Natural language --> Executed Loan
No dashboards. No form fields. Just say what you need. Lendr handles intent creation, matching and execution.
2
Every Channel is a Credit Channel
Every interaction on X, Telegram, Base App or Farcaster.
2
Every Channel is a Credit Channel
Every interaction on X, Telegram, Base App or Farcaster.
2
Every Channel is a Credit Channel
Every interaction on X, Telegram, Base App or Farcaster.
3
Credit Rails for AI Agents
As autonomous agents proliferate, they need programmable credit infra. Lendr's API and MCP server make Floe the credit layer for the agent economy.
3
Credit Rails for AI Agents
As autonomous agents proliferate, they need programmable credit infra. Lendr's API and MCP server make Floe the credit layer for the agent economy.
3
Credit Rails for AI Agents
As autonomous agents proliferate, they need programmable credit infra. Lendr's API and MCP server make Floe the credit layer for the agent economy.
1
The first AI agent that executes DeFi lending via natural language.
@LendrBot borrow $10k against WETH at 9% max.
1
The first AI agent that executes DeFi lending via natural language.
@LendrBot borrow $10k against WETH at 9% max.
2
In App • Telegram • X Alerts
Chat in-app, DM @LendrBot on Telegram, or ge real time arb alerts on X.
2
In App • Telegram • X Alerts
Chat in-app, DM @LendrBot on Telegram, or ge real time arb alerts on X.
3
X Notifications
Get real-time alerts on earn or borrow opportunities and matches delivered straight to X. Follow @LendrBot.
3
X Notifications
Get real-time alerts on earn or borrow opportunities and matches delivered straight to X. Follow @LendrBot.
X NOTIFICATIONS
Real-time alerts on opportunities, arbs, and matches. Follow in x.com/LendrBot
X NOTIFICATIONS
Real-time alerts on opportunities, arbs, and matches. Follow in x.com/LendrBot
X NOTIFICATIONS
Real-time alerts on opportunities, arbs, and matches. Follow in x.com/LendrBot
TELEGRAM BOT
DM to borrow/lend instantly. t.me/LendrBot
TELEGRAM BOT
DM to borrow/lend instantly. t.me/LendrBot
TELEGRAM BOT
DM to borrow/lend instantly. t.me/LendrBot
IN-APP TERMINAL + CHAT
Full control. App.FloeLabs.xyz
IN-APP TERMINAL + CHAT
Full control. App.FloeLabs.xyz
IN-APP TERMINAL + CHAT
Full control. App.FloeLabs.xyz
💎 For Borrowers
Tell LendrBot What You Need
"Borrow $50k against my AAPL shares at 8% APR max."
Tell LendrBot What You Need
"Borrow $50k against my AAPL shares at 8% APR max."
Tell LendrBot What You Need
"Borrow $50k against my AAPL shares at 8% APR max."
Lendr Creates Your Intent
Translates your request onchain actions with your exact terms. You sign securely.
Lendr Creates Your Intent
Translates your request onchain actions with your exact terms. You sign securely.
Lendr Creates Your Intent
Translates your request onchain actions with your exact terms. You sign securely.
Get Matched P2P
Connected directly with lenders, no pool dilution, keep your upside
Get Matched P2P
Connected directly with lenders, no pool dilution, keep your upside
Get Matched P2P
Connected directly with lenders, no pool dilution, keep your upside
🌊 For Lenders
Set Your Terms
Define rates, collateral types, and risk parameters.
Set Your Terms
Define rates, collateral types, and risk parameters.
Set Your Terms
Define rates, collateral types, and risk parameters.
AI Optimized Matching
AI Agent translates your request into an onchain intent with your exact terms. You sign securely.
AI Optimized Matching
AI Agent translates your request into an onchain intent with your exact terms. You sign securely.
AI Optimized Matching
AI Agent translates your request into an onchain intent with your exact terms. You sign securely.
Earn Predictable Yield
Fixed rates, transparent terms, institutional-grade collateral.
Earn Predictable Yield
Fixed rates, transparent terms, institutional-grade collateral.
Earn Predictable Yield
Fixed rates, transparent terms, institutional-grade collateral.
🏗️ Beyond Lending: The Hook Architecture
🏗️ Beyond Lending: The Hook Architecture
Floe isn't a lending protocol. It's a coordination layer.
Every credit position is a surface what services attach to.
Liquidation & Matching | Third-party bots
Oracles | Chainlink, Pyth
Compliance | KYC/AML op-in
Vaults | Yield aggregators
Ramps | Fiat rails
Notifications | Telegram Bot, X Alerts
🌊 Built for Three Audiences.
Institutions
Borrow against tokenized assets with real terms.. Fixed rates, fixed duration, isolated counterparty risk. Non-custodial throughout. Compliance hooks are opt-in per position. Permissionless base layer with permissioned options for regulated entities.
Institutions
Borrow against tokenized assets with real terms.. Fixed rates, fixed duration, isolated counterparty risk. Non-custodial throughout. Compliance hooks are opt-in per position. Permissionless base layer with permissioned options for regulated entities.
Institutions
Borrow against tokenized assets with real terms.. Fixed rates, fixed duration, isolated counterparty risk. Non-custodial throughout. Compliance hooks are opt-in per position. Permissionless base layer with permissioned options for regulated entities.
DeFi Mullet Natives
Set your own rates. Pick your risk. No more subsidizing bad debt in a shared pool. On Floe, every position is bilateral and isolated. You choose your collateral, your counterparty, your terms. If your borrower defaults, that's your position — not a pool-wide event.
DeFi Mullet Natives
Set your own rates. Pick your risk. No more subsidizing bad debt in a shared pool. On Floe, every position is bilateral and isolated. You choose your collateral, your counterparty, your terms. If your borrower defaults, that's your position — not a pool-wide event.
DeFi Mullet Natives
Set your own rates. Pick your risk. No more subsidizing bad debt in a shared pool. On Floe, every position is bilateral and isolated. You choose your collateral, your counterparty, your terms. If your borrower defaults, that's your position — not a pool-wide event.
Investors
First mover in bilateral DeFi credit. Trading evolved from AMMs to order books. Lending is next. Floe is the first credit DEX — direct matching with fixed terms and isolated risk. Live on Base mainnet.
Investors
First mover in bilateral DeFi credit. Trading evolved from AMMs to order books. Lending is next. Floe is the first credit DEX — direct matching with fixed terms and isolated risk. Live on Base mainnet.
Investors
First mover in bilateral DeFi credit. Trading evolved from AMMs to order books. Lending is next. Floe is the first credit DEX — direct matching with fixed terms and isolated risk. Live on Base mainnet.
🛡️ Security
🛡️ Security
168 page audit by Omniscia
0 critical vulnerabilities.
100% findings remediated.
Bug bounty live on Immunefi ($50K max)
Hardened oracles: Chainlink + Pyth fallback
Full Audit (pdf)
💰 Liquidity Partners
💰 Liquidity Partners
Seed the first $X of matched intents.
3-12 month terms
20-30% target APY
Fee waivers + token warrant
Dedicated support
$30M already in pipeline.
Seed the first $X of matched intents.
3-12 month terms
20-30% target APY
Fee waivers + token warrant
Dedicated support
$30M already in pipeline.
Your Questions, Answered
Your Questions, Answered
Find everything you need to know about Floe and LendrBot.
Find everything you need to know about Floe and LendrBot.
What makes Floe different from Aave or Morphoo?
Is Floe audited?
What is Lendr?
What collateral types are supported?
What makes Floe different from Aave or Morphoo?
Is Floe audited?
What is Lendr?
What collateral types are supported?
What makes Floe different from Aave or Morphoo?
Is Floe audited?
What is Lendr?
What collateral types are supported?
How does Floe make money?
What is the Telegram bot?
What are X notifications?
How can I contact support?
How does Floe make money?
What is the Telegram bot?
What are X notifications?
How can I contact support?
How does Floe make money?
What is the Telegram bot?
What are X notifications?
How can I contact support?
Ready to ditch the pool?
Tell Lendr what you need. Credit that works like credit.