Open source
Start with the guardrail. No account.
floe-guard hard-stops a runaway agent before it burns your bill. Local, framework-agnostic, MIT.
The whole bill
One key covers every line on the invoice
One voice call · what it actually coststotal $0.0300
TelephonyTwilio
$0.0072TranscriptionDeepgram
$0.0041LLM / reasoningOpenAI
$0.0127SpeechElevenLabs
$0.0038SearchExa
$0.0022A token router sees 42%
Just the LLM slice — $0.0127 of the call.Floe sees 100%
Every vendor, every line — $0.0300.** Floe Phone spend is unified onto the same ledger with the same spend caps.
Keyless LLM · one key
Every model your agent needs — no per-provider accounts
Point your OpenAI-compatible SDK at Floe, pass your Floe key, and call models pay-as-you-go.
→
floe_•••key
Open-weight · live & keyless
LlamaQwenDeepSeekMistralGemmaCommand-R
Keyless: the full financial loop
Pay any vendor per call. Authorize every dollar. Bill it from one place.
Step 1 · Fund
Fund your account.
From a card or bank in 100+ countries. Visa, Mastercard, Apple Pay, Google Pay.
Visa · Mastercard · Apple/Google Pay · 100+ countries
// Card or bank in. Vendors paid out.
IN → Agent Wallet → OUT
──── ────
Cards Virtual cards
Bank transfer Bank accounts
Apple Pay Local payouts
Google PayStep 2 · Pay
Pay as you go any vendor + model API, per call
Send any URL through the Floe proxy. The agent just gets its response back; it never touches the payment layer.
2,000+ payable APIs* · ~50ms signing
// Agent sends the target URL - that's it
await fetch("https://credit-api.floelabs.xyz/v1/proxy/fetch", {
method: "POST",
headers: { "Authorization": `Bearer ${apiKey}` },
body: JSON.stringify({
url: "https://api.anthropic.com/v1/messages",
method: "POST",
body: payload
})
});
// → Floe settles the vendor, debits your ledger,
// returns the response. No wallet, no SDK.
// Response header: X-Floe-Payment-AmountStep 3 · Authorize
Set spend authorization it can’t blow past
Hard limits per agent, per vendor, per task — optionally time-bound — enforced before the call, not on next month’s invoice. Stop a runaway agent at $1 instead of discovering a $400 loop after the fact.
Pre-call enforcement · per-agent · per-vendor · time-bound
// Authorize spend at the agent + vendor level
await fetch("https://credit-api.floelabs.xyz/v1/spend-controls", {
method: "POST",
body: JSON.stringify({
agentId: "agt_research_01",
dailyCapUsd: 50,
perCallCapUsd: 2,
vendors: ["anthropic", "pinecone"], // allowlist
expiresAt: "2026-06-30T00:00:00Z"
})
});
// Any call over the cap or off the allowlist is
// rejected BEFORE money moves - a 402, not a bill.Step 4 · Bill
One ledger across every vendor
Every payment — across all your APIs and all your agents — lands on one itemized ledger. Per-call cost, per-vendor totals, per-agent and per-customer attribution. The spend visibility card-based and per-provider billing can’t give you. Running BYOK or on a platform? The same ledger ingests that spend too — see “Inside your platform.”
Per-call · per-vendor · per-agent · per-customer
// Unified spend ledger, filterable by agent
const feed = await fetch(
"https://credit-api.floelabs.xyz/v1/developer/activity?agentId=agt_research_01"
)
// Returns an itemized, unified stream:
// [
// { vendor: "anthropic", call: "messages",
// costUsd: 0.012, ts, agentId, customerId },
// { vendor: "pinecone", call: "query",
// costUsd: 0.003, ts, agentId, customerId },
// ...
// ]
// Roll up by vendor, agent, or customer to bill.Pricing
Free to integrate and try BYOK. 5% per keyless spend through Floe.
$0to integrate
✓No subscription
✓No minimums
✓No seat fees
Meet the team
Who's behind Floe
Alex Christian
Co-founded DataMynt. Former Airwallex, Western Union, eBay.
Shivam Chaturvedi
Co-founded DataMynt. Previously CTO Kado.money (Acquired),
Founding engineer at Transak.
Book a demo with the founders
15 minutes. We'll map your vendor bill on the call.