Credit for AI Agents

Quickstart

Credit REST API

$ npm install floe-agentcopy

import { floeActionProvider } from "floe-agent";

const loan = await agentkit.invoke("instant_borrow", {
  borrowAmount: "5000000000",       // $5,000 USDC
  collateralAmount: "2000000000000000000",
  maxInterestRateBps: "1200",       // up to 12% APR
  duration: "2592000",              // 30 days
});

$480M

Credit Pipeline

2,847+

Loans Matched

200+

Agent Operators

Works with

$480M

Credit Pipeline

2,847+

Loans Matched

200+

Agent Operators

Built by operators from

How it works

Three steps to a credit-enabled agent

Step 1

Install and initialize

Add the Floe SDK to your agent. One import, one provider — works with any AgentKit wallet.

$ npm install floe-agent

import { floeActionProvider } from "floe-agent";

const agentkit = await AgentKit.from({
  walletProvider,
  actionProviders: [
    floeActionProvider(),
  ],
});

Step 2

Set spending guardrails

Define max borrow amount, rate ceiling, and duration before your agent touches credit. Fixed terms mean no surprise rate spikes mid-task.

// Your agent's credit policy
const loan = await agentkit.invoke("instant_borrow", {
  borrowAmount: "5000000000",    // max $5,000 USDC
  maxInterestRateBps: "1200", // ceiling: 12% APR
  duration: "2592000",        // max 30 days
  collateralToken: "WETH",
  collateralAmount: "2000000000000000000",
});

// Fixed rate, fixed term — no variable rate surprises
// Collateral auto-returns on repay

Step 3

Deploy — your agent has credit

USDC lands in your agent's wallet instantly. Monitor the loan anytime. Repay when the task is done — collateral returns in the same transaction.

// Check loan health anytime
const status = await agentkit.invoke("check_credit_status", {
  loanId: loan.loanId,
});
// → totalDebt, currentLtvBps, daysRemaining

// Done? Repay and get collateral back
await agentkit.invoke("repay_credit", {
  loanId: loan.loanId,
});
// → collateral auto-returns in same tx

Full quickstart guide →

Why Floe

No more payment walls.
No more interrupted tasks.

An agent that runs out of credit mid-task is a crashed server. Floe makes credit invisible infrastructure — always there, never in the way.

⚡

Always-on credit

Your agent never hits a payment wall mid-task. Structured credit lines pre-approve spending so operations continue uninterrupted.

🛡

Programmable guardrails

Set max borrow amounts, rate ceilings, and duration limits in code. Fixed terms mean no surprise rate spikes. The agent proposes; your parameters decide.

📊

Real-time visibility

Check loan health, accrued interest, collateral ratio, and time to expiry with a single call. Know exactly what your agents owe at any moment.

See it in action →

Why Floe

No more payment walls.
No more interrupted tasks.

An agent that runs out of credit mid-task is a crashed server. Floe makes credit invisible infrastructure — always there, never in the way.

⚡

Always-on credit

Your agent never hits a payment wall mid-task. Structured credit lines pre-approve spending so operations continue uninterrupted.

🛡

Programmable guardrails

Set max borrow amounts, rate ceilings, and duration limits in code. Fixed terms mean no surprise rate spikes. The agent proposes; your parameters decide.

📊

Real-time visibility

Check loan health, accrued interest, collateral ratio, and time to expiry with a single call. Know exactly what your agents owe at any moment.

See it in action →

Where the capital comes from

Backed by institutional capital,
governed by smart contracts

Floe's credit lines are funded by institutions who deploy capital into onchain loan books with fixed terms and no socialized risk. Your agent draws from these pre-approved credit facilities permissionlessly. No pools, no variable rates, no liquidation cascades.

$480M

Credit Pipeline

20%+

Target IRR for Lenders

Omniscia

Audited · 0 Critical

How the protocol works →

Where the capital comes from

Backed by institutional capital,
governed by smart contracts

$480M

Credit Pipeline

20%+