Agents & Developers

x402-native working capital for compute. Credit lines via AgentKit, SDK, API, MCP, or Lendr.

Get Started

Issuers / Institutions

Create a loan book or market. Set terms. Deploy capital or collateral at 20%+ target APY.

View Credit Markets

$480M
Pipeline
2,847
Loans Matched
57
Agent Operators

Integrated with leaders across DeFi & Web3

See What Pools Are Costing You

Based on observed lending spreads.

$5,000,000
deployment
$150,000
estimated annual yield lost to pools
Same collateral. Same borrower risk. The difference is architecture.

RWAs and the Agent Economy

Two markets. Same gap. Zero dedicated credit infrastructure.

Onchain loan / financing books.

A pool depositor is passive. A loan book operator is a credit business — defining risk appetite, compliance, and terms.

Onchain loan / financing books.

A pool depositor is passive. A loan book operator is a credit business — defining risk appetite, compliance, and terms.

Lendr, the First Credit Agent

Lendr, the Credit Financing Agent

1

MCP Server

Any Claude / OpenAI Agent

1

MCP Server

Any Claude / OpenAI Agent

1

MCP Server

Any Claude / OpenAI Agent

2

AgentKit

NPM and PIP

2

AgentKit

NPM and PIP

2

AgentKit

NPM and PIP

3

LendrBot

X and Telegram

3

LendrBot

X and Telegram

Lendr
Lendr
AI Lending Agent
Live
As Seen In
PARIS BLOCKCHAIN WEEK base daily DELT

“Floe’s product market fit is real. This is a great product. Onchain structured credit is extremely important.”

Credit Desk Head

$200M Fund

Investors

$480M+ annualized pipeline
20%+ target IRR
KYC-compliant, permissioned markets
1-12+ month option terms
Request materials: Hello@FloeLabs.xyz

$480M+ annualized pipeline
20%+ target IRR
KYC-compliant, permissioned markets
1-12+ month option terms
Request materials: Hello@FloeLabs.xyz

Contact Us for Details

Contact Us for Details

Built by operators from
WU Western Union Airwallex ARCHAX BNP PARIBAS Euler seda Pacific Northwest NATIONAL LABORATORY Duke UNIVERSITY

Security

Security

Launch App

Launch App

Audited by Omniscia Read Report (pdf).
Zero critical vulnerabilities

$50,000
Bug Bounty Program
Participate on Immunefi

Earn rewards for reporting vulnerabilities and keeping the protocol secure

Your Questions, Answered

Your Questions, Answered

Find everything you need to know about Floe and LendrBot.

Find everything you need to know about Floe and LendrBot.

Launch App

Launch App

What makes Floe different from Aave or Morpho?

Is Floe audited?

What is Lendr?

What collateral types are supported?

What makes Floe different from Aave or Morpho?

Is Floe audited?

What is Lendr?

What collateral types are supported?

How does Floe make money?

What is the Telegram bot?

What are X notifications?

How can I contact support?

How does Floe make money?

What is the Telegram bot?

What are X notifications?

How can I contact support?

Lloyd's of London started in a coffee shop.

Lendr is our coffee house. Floe grows from it.