🌊 The First Credit DEX
Intent-matched P2P lending. No socialized bad debt.
Borrow. Lend. Build.

🔥Pool-Based Lending is Broken
$9.89B liquidated in 40 minutes. October 2025.
Variable rates swing 100%+. Cascading liquidations spread contagion.
One bad loan, everyone pays.
Morpho modularized the pool. We eliminated it.
⚡ No Pools. Just Matched Intents.
⚡ No Pools. Just Matched Intents.

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You set the terms.

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You set the terms.

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You set the terms.

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Bots Match; Smart contracts execute.

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Bots Match; Smart contracts execute.

2
Bots Match; Smart contracts execute.

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Bad debt stays isolated. Never socializes.

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Bad debt stays isolated. Never socializes.

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Bad debt stays isolated. Never socializes.
💎 For Borrowers
Tell LendrBot What You Need
"Borrow $50k against my AAPL shares at 8% APR max."
Tell LendrBot What You Need
"Borrow $50k against my AAPL shares at 8% APR max."
Tell LendrBot What You Need
"Borrow $50k against my AAPL shares at 8% APR max."
Lendr Creates Your Intent
Translates your request onchain actions with your exact terms. You sign securely.
Lendr Creates Your Intent
Translates your request onchain actions with your exact terms. You sign securely.
Lendr Creates Your Intent
Translates your request onchain actions with your exact terms. You sign securely.
Get Matched P2P
Connected directly with lenders, no pool dilution, keep your upside
Get Matched P2P
Connected directly with lenders, no pool dilution, keep your upside
Get Matched P2P
Connected directly with lenders, no pool dilution, keep your upside
🌊 For Lenders
Set Your Terms
Define rates, collateral types, and risk parameters.
Set Your Terms
Define rates, collateral types, and risk parameters.
Set Your Terms
Define rates, collateral types, and risk parameters.
AI Optimized Matching
AI Agent translates your request into an onchain intent with your exact terms. You sign securely.
AI Optimized Matching
AI Agent translates your request into an onchain intent with your exact terms. You sign securely.
AI Optimized Matching
AI Agent translates your request into an onchain intent with your exact terms. You sign securely.
Earn Predictable Yield
Fixed rates, transparent terms, institutional-grade collateral.
Earn Predictable Yield
Fixed rates, transparent terms, institutional-grade collateral.
Earn Predictable Yield
Fixed rates, transparent terms, institutional-grade collateral.
🤖 Meet LendrBot. Credit as Easy as Sending a Message
🤖 Meet LendrBot. Credit as Easy as Sending a Message

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The first AI agent that executes DeFi lending via natural language.
@LendrBot borrow $10k against WETH at 9% max.

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The first AI agent that executes DeFi lending via natural language.
@LendrBot borrow $10k against WETH at 9% max.

1
The first AI agent that executes DeFi lending via natural language.
@LendrBot borrow $10k against WETH at 9% max.

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In App • Telegram • X Alerts
Chat in-app, DM @LendrBot on Telegram, or ge real time arb alerts on X.

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In App • Telegram • X Alerts
Chat in-app, DM @LendrBot on Telegram, or ge real time arb alerts on X.

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In App • Telegram • X Alerts
Chat in-app, DM @LendrBot on Telegram, or ge real time arb alerts on X.

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X Notifications
Get real-time alerts on earn or borrow opportunities and matches delivered straight to X. Follow @LendrBot.

3
X Notifications
Get real-time alerts on earn or borrow opportunities and matches delivered straight to X. Follow @LendrBot.

3
X Notifications
Get real-time alerts on earn or borrow opportunities and matches delivered straight to X. Follow @LendrBot.

1
The first AI agent that executes DeFi lending via natural language.
@LendrBot borrow $10k against WETH at 9% max.

1
The first AI agent that executes DeFi lending via natural language.
@LendrBot borrow $10k against WETH at 9% max.

2
In App • Telegram • X Alerts
Chat in-app, DM @LendrBot on Telegram, or ge real time arb alerts on X.

2
In App • Telegram • X Alerts
Chat in-app, DM @LendrBot on Telegram, or ge real time arb alerts on X.

3
X Notifications
Get real-time alerts on earn or borrow opportunities and matches delivered straight to X. Follow @LendrBot.

3
X Notifications
Get real-time alerts on earn or borrow opportunities and matches delivered straight to X. Follow @LendrBot.
X NOTIFICATIONS
Real-time alerts on opportunities, arbs, and matches. Follow in x.com/LendrBot
X NOTIFICATIONS
Real-time alerts on opportunities, arbs, and matches. Follow in x.com/LendrBot
X NOTIFICATIONS
Real-time alerts on opportunities, arbs, and matches. Follow in x.com/LendrBot
TELEGRAM BOT
DM to borrow/lend instantly. t.me/LendrBot
TELEGRAM BOT
DM to borrow/lend instantly. t.me/LendrBot
TELEGRAM BOT
DM to borrow/lend instantly. t.me/LendrBot
IN-APP TERMINAL + CHAT
Full control. App.FloeLabs.xyz
IN-APP TERMINAL + CHAT
Full control. App.FloeLabs.xyz
IN-APP TERMINAL + CHAT
Full control. App.FloeLabs.xyz
🏗️ Beyond Lending: The Hook Architecture
🏗️ Beyond Lending: The Hook Architecture
Floe isn't a lending protocol. It's a coordination layer.
Every credit position is a surface what services attach to.
Liquidation & Matching | Third-party bots
Oracles | Chainlink, Pyth
Compliance | KYC/AML op-in
Vaults | Yield aggregators
Ramps | Fiat rails
Notifications | Telegram Bot, X Alerts
🌊 Who Uses Floe
Tokenized Asset Holders
Borrow against your tokenized asset positions without selling. Keep your exposure, access liquidity.
Tokenized Asset Holders
Borrow against your tokenized asset positions without selling. Keep your exposure, access liquidity.
Tokenized Asset Holders
Borrow against your tokenized asset positions without selling. Keep your exposure, access liquidity.
Institutional Lenders
Deploy capital with compliance guardrails and counterparty risk insights. Set collateral requirements, earn predictable fixed yields.
Institutional Lenders
Deploy capital with compliance guardrails and counterparty risk insights. Set collateral requirements, earn predictable fixed yields.
Institutional Lenders
Deploy capital with compliance guardrails and counterparty risk insights. Set collateral requirements, earn predictable fixed yields.
DeFi Power Users
Chat with Lendr to execute complex lending strategies. No manual form filling.
DeFi Power Users
Chat with Lendr to execute complex lending strategies. No manual form filling.
DeFi Power Users
Chat with Lendr to execute complex lending strategies. No manual form filling.
Credit Funds and Family Offices
Access DeFi yields with institutional-grade infrastructure.
Credit Funds and Family Offices
Access DeFi yields with institutional-grade infrastructure.
Credit Funds and Family Offices
Access DeFi yields with institutional-grade infrastructure.
🛡️ Battle-Tested Security
🛡️ Battle-Tested Security
168 page audit by Omniscia
0 critical vulnerabilities.
100% findings remediated.
Bug bounty live on Immunefi ($50K max)
Hardened oracles: Chainlink + Pyth fallback
Full Audit (pdf)
💰 Liquidity Partners
💰 Liquidity Partners
Seed the first $X of matched intents.
3-12 month terms
20-30% target APY
Fee waivers + token warrant
Dedicated support
$30M already in pipeline.
Seed the first $X of matched intents.
3-12 month terms
20-30% target APY
Fee waivers + token warrant
Dedicated support
$30M already in pipeline.



Your Questions, Answered
Your Questions, Answered
Find everything you need to know about Floe and LendrBot.
Find everything you need to know about Floe and LendrBot.
What makes Floe different from Aave or Morphoo?
Is Floe audited?
What is Lendr?
What collateral types are supported?
What makes Floe different from Aave or Morphoo?
Is Floe audited?
What is Lendr?
What collateral types are supported?
What makes Floe different from Aave or Morphoo?
Is Floe audited?
What is Lendr?
What collateral types are supported?
How does Floe make money?
What is the Telegram bot?
What are X notifications?
How can I contact support?
How does Floe make money?
What is the Telegram bot?
What are X notifications?
How can I contact support?
How does Floe make money?
What is the Telegram bot?
What are X notifications?
How can I contact support?
The Future of Lending is Conversational.
Tell Lendr what you need. Get matched with real counterparties. Keep your terms.