No more static pools.
No more friction.

Floe Labs introduces modular, intent-driven lending, letting borrowers and lenders match seamlessly on-chain or off-chain—unlocking dynamic pricing, reduced risk, and true composability.

🚀 Why Floe Labs?

Designed to unlock capital with intent-based lending.

Dynamic Price Discovery

Natural market-driven interest rates without relying on complex risk heuristics.

Dynamic Price Discovery

Natural market-driven interest rates without relying on complex risk heuristics.

Dynamic Price Discovery

Natural market-driven interest rates without relying on complex risk heuristics.

No Static Pools

Move beyond rigid liquidity pools (like Aave & Compound). Express needs as intents to match directly.

No Static Pools

Move beyond rigid liquidity pools (like Aave & Compound). Express needs as intents to match directly.

No Static Pools

Move beyond rigid liquidity pools (like Aave & Compound). Express needs as intents to match directly.

Composable by Design

Seamlessly integrate with existing DeFi infrastructure, DAOs, and vaults (ERC-1271 compatible).

Composable by Design

Seamlessly integrate with existing DeFi infrastructure, DAOs, and vaults (ERC-1271 compatible).

Composable by Design

Seamlessly integrate with existing DeFi infrastructure, DAOs, and vaults (ERC-1271 compatible).

Reduced MEV & Gas Costs

Off-chain coordination reduces gas usage and protects users from MEV risks, with predictable transaction costs.

Reduced MEV & Gas Costs

Off-chain coordination reduces gas usage and protects users from MEV risks, with predictable transaction costs.

Reduced MEV & Gas Costs

Off-chain coordination reduces gas usage and protects users from MEV risks, with predictable transaction costs.

🛠 Use Cases That Matter

🛠 Use Cases That Matter

Peer-to-Peer Loans
Alice posts an intent to borrow ETH at ≤5% APR, Bob matches off-chain, both benefit from the match, gas savings, and transparent terms.

Peer-to-Peer Loans
Alice posts an intent to borrow ETH at ≤5% APR, Bob matches off-chain, both benefit from the match, gas savings, and transparent terms.

Vault & DAO Strategies
DeFi Vaults deploy idle liquidity automatically into lending intents matching strategic criteria, effortlessly optimizing yields.

Vault & DAO Strategies
DeFi Vaults deploy idle liquidity automatically into lending intents matching strategic criteria, effortlessly optimizing yields.

  • ETH

    2.53%

    +3.17%

    Bitcoin

    4.50%

    -3.65%

    SOL

    6.50%

    +1.71%

    XRP

    2.40%

    +1.66%

    ETH

    2.53%

    +3.17%

  • Dash

    24.68%

    +17.10%

    XRP

    2.40%

    +%1,66

    Bitcoin

    4.50%

    -3.65%

    ETH

    2.53%

    +3.17%

    Solana

    6.50%

    +1.71%

  • ETH

    2.53%

    +3.17%

    Bitcoin

    4.50%

    -3.65%

    SOL

    6.50%

    +1.71%

    XRP

    2.40%

    +1.66%

    ETH

    2.53%

    +3.17%

  • Dash

    24.68%

    +17.10%

    XRP

    2.40%

    +%1,66

    Bitcoin

    4.50%

    -3.65%

    ETH

    2.53%

    +3.17%

    Solana

    6.50%

    +1.71%

❄️ How It Works

❄️ How It Works

An efficient and secure protocol for DeFi borrowing and lending.

An efficient and secure protocol for DeFi borrowing and lending.

1

Express your Intent

Lenders and borrowers post their lending/borrowing intents directly on-chain or conveniently off-chain (via EIP-712).

1

Express your Intent

Lenders and borrowers post their lending/borrowing intents directly on-chain or conveniently off-chain (via EIP-712).

1

Express your Intent

Lenders and borrowers post their lending/borrowing intents directly on-chain or conveniently off-chain (via EIP-712).

2

Dynamic Matching

Community-run bots match intents transparently, optimizing rates and reducing fees.

2

Dynamic Matching

Community-run bots match intents transparently, optimizing rates and reducing fees.

2

Dynamic Matching

Community-run bots match intents transparently, optimizing rates and reducing fees.

3

Execute & Earn

Loans are executed securely on-chain, with matchers earning incentives. Borrowers get fair rates; lenders maximize yields.

3

Execute & Earn

Loans are executed securely on-chain, with matchers earning incentives. Borrowers get fair rates; lenders maximize yields.

3

Execute & Earn

Loans are executed securely on-chain, with matchers earning incentives. Borrowers get fair rates; lenders maximize yields.

Community Testimonials

A white icon on a blue background

“The optimizer model gave me better P2P rates without inflated costs—Floe Labs’ intent-based matching feels like the next natural evolution of this model.”

Early Morpho Optimizer User

A white icon on a blue background

“The optimizer model gave me better P2P rates without inflated costs—Floe Labs’ intent-based matching feels like the next natural evolution of this model.”

Early Morpho Optimizer User

A white icon on a blue background

“Cryptix makes crypto trading effortless. Fast transactions, low fees, and a sleek interface—exactly what I needed.”

Alex M.

Blockchain Analyst at NovaChain

A white icon on a blue background

“Cryptix makes crypto trading effortless. Fast transactions, low fees, and a sleek interface—exactly what I needed.”

Alex M.

Blockchain Analyst at NovaChain

Your Questions, Answered

Your Questions, Answered

Find everything you need to know about Floe Labs.

Find everything you need to know about Floe Labs.

What is Floe?

Is Floe secure?

Which blockchains are supported?

What are the fees for transactions?

What is Floe?

Is Floe secure?

Which blockchains are supported?

What are the fees for transactions?

What is Floe?

Is Floe secure?

Which blockchains are supported?

What are the fees for transactions?

How fast are transactions?

Do I need to verify my identity?

Can I access Floe on mobile?

How can I contact support?

How fast are transactions?

Do I need to verify my identity?

Can I access Floe on mobile?

How can I contact support?

How fast are transactions?

Do I need to verify my identity?

Can I access Floe on mobile?

How can I contact support?

Join the future of Defi lending today.